Accounting & Tax Services for Contractors in Charlotte, NC
Your Business Builds Things.
We Keep the Books Solid.
Specialized accounting, bookkeeping, and tax services designed for the way contractors actually work — job costs, seasonal income, subcontractors, payroll, and all.
- Behind on books
- Tax season panic
- No cash flow visibility
- Payroll headaches
- Job costing confusion
Contractor-focused
Job Costing Experts
Year-Round Tax Strategy
Payroll-Ready
Why
SARY'S
We Know How Contractor Businesses Actually Work
Most accountants hand contractors the same bookkeeping system they give retail shops and law firms. It doesn't fit. Your business runs on projects, crews, subcontractors, draws, and retainage — and your finances need to reflect that.
At SARY'S, we work exclusively with contractors across and the surrounding Charlotte, NC area. We understand your billing cycles, your busy seasons, your equipment purchases, and the financial chaos that creeps in between jobs.
When you sit down with us, you won't spend an hour explaining what a material budget is. We already know. And we'll build the financial systems around how you actually run your business.
"You shouldn't have to manage your finances around a system that doesn't understand your work."
What Changes
Three Things That Transform Your Business
When your finances are finally in order, everything else gets easier — bidding, hiring, planning, and sleeping at night.
Financial Clarity
You'll know exactly where your money is, where it's going, and whether each project is actually profitable — before it's too late to course-correct.
Tax Confidence
No more scrambling in April. We keep you prepared year-round, find deductions specific to contractors, and make sure you're never caught off guard by a tax bill.
Cash Flow Stability
Understand your receivables, manage your payroll obligations, and always know whether you have the runway to take on your next job with confidence.
Industry Understanding
Built for How Contractors Operate
We know the financial realities that come with running a contracting business — from spotty cash flow to seasonal swings to the administrative weight of managing crews.
Job costing that's actually useful — track labor, materials, and overhead by project so you know your real margin on every job.
Payroll for crews and subs — whether you have W-2 employees or 1099 subs, we handle compliance and keep payments on time.
Seasonal income planning — we help you build cash reserves during busy months so you're covered when work slows down.
Equipment and vehicle deductions — Section 179, depreciation schedules, mileage logs — we find every dollar you're owed.
Progress billing and retainage — your books will reflect how you actually get paid, not how generic software assumes you do.
Growth and hiring readiness — thinking about adding a crew or buying equipment? We'll show you the numbers before you commit.
We Work With Contractors Like You
"They actually understand my business — I didn't have to explain what a draw schedule was."
- General Contractors
- Electrical Contractors
- Plumbing Contractors
- HVAC Contractors
- Roofing Contractors
- Concrete & Masonry
- Landscaping & Excavation
- Specialty Trade Contractors
- Independent Owner-Operators
📍 Serving contractors throughout Charlotte, NC
and surrounding areas. Remote and in-person services available.
Turning Point
You Shouldn't Have to Run Your Business in the Dark
You're months behind on bookkeeping and dreading the catch-up
You don't know which jobs made money and which ones didn't
Tax season sends you into panic mode every single year
Payroll is stressful and you’re never sure you’re compliant
Your bank account looks fine — until it suddenly doesn’t
You’re making decisions by gut feeling because there’s no real data
You’ve outgrown your current bookkeeper (or have no bookkeeper at all)
Clean books, updated monthly, with nothing to chase down
Profitability reports by project so you know what’s worth bidding again
Tax strategy handled throughout the year — no surprises
Payroll runs on time, taxes filed, crew gets paid correctly
Cash flow visibility so you can plan 60–90 days ahead
Real financial data to guide every major business decision
- A financial partner who knows your industry — not just your spreadsheets
That shift is closer than you think.
Turning Point
You Shouldn't Have to Run Your Business in the Dark
Core Service
Bookkeeping for Contractors
We keep your books clean, current, and organized around your projects — not generic categories that don't match how you bill or buy.
- Job cost tracking by project
- Subcontractor payment records
- Monthly financial reports you can actually read
- Reconciled accounts — always
- QuickBooks and construction software integration
Core Service
Tax Preparation & Planning for Contractors
We don't just file your return — we work with you throughout the year to reduce your tax burden and keep you prepared for what's coming.
- Quarterly estimated tax planning
- Equipment depreciation and Section 179
- Home office and vehicle deductions
- Business structure review (LLC, S-Corp, etc.)
- 1099 compliance for subcontractors
Core Service
Accounting & Financial Reporting
Clear, timely financial statements that help you run your business — not just satisfy your accountant or your lender at year-end.
- Profit & loss by project and overall
- Cash flow forecasting
- Balance sheet and equity tracking
- Work-in-progress (WIP) reporting
- Lender-ready financial packages
Add-On Service
Payroll for Contractors & Crews
We keep your books clean, current, and organized around your projects — not generic categories that don't match how you bill or buy.
- Job cost tracking by project
- Subcontractor payment records
- Monthly financial reports you can actually read
- Reconciled accounts — always
- QuickBooks and construction software integration
Add-On Service
Cash Flow & Financial Planning
We don't just file your return — we work with you throughout the year to reduce your tax burden and keep you prepared for what's coming.
- Quarterly estimated tax planning
- Equipment depreciation and Section 179
- Home office and vehicle deductions
- Business structure review (LLC, S-Corp, etc.)
- 1099 compliance for subcontractors
Add-On Service
Business Accounting Setup & Cleanup
Clear, timely financial statements that help you run your business — not just satisfy your accountant or your lender at year-end.
- Profit & loss by project and overall
- Cash flow forecasting
- Balance sheet and equity tracking
- Work-in-progress (WIP) reporting
- Lender-ready financial packages
That shift is closer than you think.
Getting Started
From Scattered to Solid in Three Steps
We make getting started simple. No long onboarding, no steep learning curve. Just a clear path to financial clarity.
Free Discovery Call
Step one
We start with a 30-minute conversation — no pressure, no jargon. We learn about your business, your pain points, and what your finances currently look like.
Financial Review & Setup
Step two
We review your existing books, identify gaps, and build a bookkeeping and reporting system around your specific workflow. If there’s cleanup needed, we handle it.
Clarity & Ongoing Support
Step three
With clean books and real financial visibility, you focus on running your business. We stay with you month after month — organized, available, and ahead of what’s coming.
Contractors Across Charlotte, NC Trust Us with Their Books
Confidential & Secure
Your financial data is handled with full confidentiality and professional standards.
Year-Round Support
We're not just here in April. You have access to us every month, all year long.
Industry Specific
We only work with trade and construction businesses. This is all we do.
Fast Turnaround
When you need reports, answers, or support — we respond quickly. Always.
Getting Started
Questions Contractors Usually Ask Us
Not finding your question here? We're happy to talk it through on a free call — no commitment required.
Do you work with contractors specifically, or is construction just one of many industries you serve?
We focus specifically on contractors and trade businesses. Accounting for contractors is genuinely different from accounting for other industries — job costing, progress billing, subcontractor compliance, retainage, and seasonal income require specialized knowledge. That's where we spend all of our time.
My books are a mess. Is it too late to get help?
Not at all — this is actually one of the most common situations we step into. We offer full bookkeeping cleanup services for contractors whose records are behind, disorganized, or simply never set up correctly in the first place. We'll get you current and keep you there.
How does job costing work, and why does it matter?
Job costing means tracking every dollar of revenue, labor, materials, and overhead by individual project — so you can see the real profit or loss on each job when it's complete. Without it, you might have a healthy-looking bank account while actually losing money on your biggest contracts. We set this up so it's automatic and easy to review.
Can you handle payroll for my employees and subcontractors?
Yes. We handle payroll for W-2 employees and 1099 subcontractor payments, including all required tax withholding, filings, and year-end forms. We also help ensure your subcontractor classifications are correct to avoid IRS issues down the road.
What can a contractor deduct on their taxes?
Contractors typically have access to significant deductions including vehicle and equipment depreciation (including Section 179 expensing), home office, tools and materials, subcontractor costs, insurance premiums, professional services, licensing, and more. The key is having organized books throughout the year so nothing gets missed at tax time.
Should my contracting business be an LLC or an S-Corp?
This depends on your revenue, how much you pay yourself, and your long-term goals. For many contractors reaching $75K–$100K+ in net income, an S-Corp election can produce meaningful tax savings. We'll walk you through what makes sense for your specific situation during our consultation.
Do you serve contractors outside of your city?
Our primary focus is Charlotte, NC and the surrounding areas, though we do serve clients remotely nationwide. If you're located nearby, reach out — we'd be happy to discuss your situation.
Getting Started
You Built Something Worth Protecting.
Let's Make Sure the Numbers Reflect That.
Whether you're behind on books, dreading tax season, or just tired of not knowing where your money is — we can fix that. SARY'S has helped contractors across Charlotte, NC get financially organized, tax-ready, and back in control of their business.
Book your free consultation today. No pressure. No commitment. Just clarity.